It's fun to receive presents. It also feels good to give to others. So what's the best way to budget (预算) your money and shop 1 ? Susan Beacham of Money Savvy Generation, a US company that teaches money management skills to kids,2 some advice." My first tip is to make a list," says Beacham. She suggests that kids talk with their families about to 3 they should give gifts and how much they should spend. Take the4 with you to the store. "Make sure that you do the maths," says Beacham. "If you've just spent $30 (184 yuan)5 someone you were going to spend $25 on, you're going to have to spend $5 less on somebody else." The 6 to budgeting is staying within the boundaries (范围) you've set for yourself. What to do if you just can't7 buying things once you're in a mall? The answer is pretty easy – bring only a small amount of money with you.8 you see an expensive item that you really want to buy, wait a few days and see if you're still9 it. Chances are, you won't even remember it. Do you have enough money? If not, make10 . And don't forget – not everyone needs a store-bought gift. Some of the best presents are free.
